Tag

borrowing base

3 insights

Squares pictogram showing 80 of 100 filled, representing the top of the 70 to 80 percent advance-rate band on eligible accounts receivable under a borrowing-base formula, with the 65 percent eligible inventory ceiling shown alongside.

You Are Buying a Balance Sheet and Financing It Like a Cash Flow Statement

Two facilities priced 200 to 250 basis points apart in the same week. The difference was collateral, not credit. Why acquisition debt sized only on EBITDA leaves both pricing and capacity on the table.

Borrower Advisory Business Case & ROI

Waffle chart showing 60 of 100 squares in dark navy, representing the 60 percent of online-lender borrowers who reported borrowing costs higher than expected, compared with 32 percent at large banks.

Collateral Verification Is Now the First Diligence Question, Not the Last

Sixty percent of online-lender borrowers paid more than they expected. The gap is not about lender type. It is about what the borrower verified before the process started.

Borrower Advisory Business Case & ROI

Single stacked bar. how a blended borrowing base is built, against the cash-flow line offered.

Asset-Rich, Credit-Capped: Why Tightening Operators Borrow Against the Wrong Thing

Asset-rich operators tightening through rising costs often borrow against the wrong thing. Why a cash-flow line caps capacity the balance sheet could exceed, with the numbers.

Borrower Advisory Business Case & ROI

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