Insights
Commercial finance analysis and practical guidance, equipment, working capital, asset-based lending, and strategic debt, for business owners, executives, and finance leaders across the United States and Canada.
More from Thalos Capital Insights
Commercial finance analysis and practical guidance for business owners, executives, and finance leaders across the United States and Canada.
The Presses Are Paid Off. The Business Is Short of Cash.
A commercial printer owns $3.6 million of appraised equipment and can borrow $600,000 on last year's earnings. A sale-leaseback on the same presses raises $2.7 million, at $69,800 a month and $650,000 of total cost.
View insight →The Estate Tax Is Due in Nine Months. The Estate Is the Business.
A family owes $7.6 million of estate tax nine months after the founder's death, with $1.5 million of cash and a $30 million manufacturer. Selling a stake under the deadline gives up $9.4 million of value. Financing costs $1.68 million.
View insight →Your $4 Million of EBITDA Is $3.4 Million to the Lender
A trucking company is marketed at $4.0 million of adjusted EBITDA. The lender accepts $3.4 million, which cuts the debt available by $1.8 million and raises the equity the buyer has to write by the same amount, after the price is agreed.
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